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DOES YOUR BRICK CARD LOOK LIKE THIS
BRICK VISA DESJARDINS CARD

Our Brick Card is Now Better than Ever!

Shopping is twice as nice with the two-in-one Brick Visa Desjardins Card. Easily finance your purchases at The Brick and simply use as a Visa credit card for everyday use. Gain more purchasing power with The Brick Visa exclusive cardholder benefits, and buy what you really want.


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  • DUAL USE CARD

    DUAL USE CARD

    No-Interest financing at The Brick and everyday use at all merchants that accept Visa worldwide.

  • 2 DISTINCT CREDIT LIMITS

    2 DISTINCT
    CREDIT LIMITS

    2 limits, one for financing and one for Visa. Instant approvals up to $12,000. Real time credit limit increases in a matter of minutes.

  • EXCLUSIVE FINANCING OFFERS

    EXCLUSIVE
    FINANCING OFFERS

    No-Interest financing at The Brick and everyday use at all merchants that accept Visa worldwide.

  • WIN AT THE BRICK CONTEST ENTRY

    WIN AT THE BRICK
    CONTEST ENTRY

    Monthly draws to win a $1000 Brick Gift Card + 3 months of The Brick Payment Protection Plan at no charge. Automatic contest entry with every finance purchase.

  • ONLINE ACCOUNT MAINTENANCE

    ONLINE ACCOUNT
    MAINTENANCE

    24/7 online account maintenance.

  • FINANCING OF ONLINE PURCHASES

    FINANCING OF
    ONLINE PURCHASES

    Customers can finance online purchases at thebrick.com.

Brick Visa Desjardins

Win a $1000 Brick Gift Card

Every month in 2017† we will treat one of our valued cardholders to a $1000 Brick Gift Card plus 3 months of the Brick Payment Protection Plan at no charge. You are automatically entered to win when you make a purchase using your Brick Card during the contest period. Plus you can enter once a month online or by mail, no purchase necessary.

Enter for a Chance to Win

†A winning cardholder is selected twelve times a year, from February 2017 to January 2018. Winners are determined through a draw of all entries submitted during the contest period. Multiple entries will be accepted; cardholders can enter once per month online and/or are entered automatically with every Brick Card purchase (excludes refunds or payment transactions). Entries will not be carried over, and the winner will be required to answer a skill testing question. See the full contest rules for details.

  • Recent Winners
  • Michael Penney Powell River, BC
  • Amani Imran Surrey, BC
  • APPLY IN PERSON

    Apply in person

    A sales representative can electronically process your application, and your new Brick Visa will be in your hand in as little as 10 days

    Find a Store
  • APPLY ONLINE

    Apply Online

    You're just a few easy steps away from credit and purchasing power with our secure online application

    Apply Online

    Cardholder agreement (rates and fees for outside of Quebec)

  • APPLY ONLINE FOR QUEBEC

    Apply Online for Quebec

    You're just a few easy steps away from credit and purchasing power with our secure online application

    Apply Online

    Cardholder agreement (rates and fees for Quebec)

On Approved Credit

*Subject to credit approval with The Brick Visa Desjardins Card account (Account). Any Brick delivery charges, applicable taxes, Administration Fee (not applicable in Quebec) and other fees or charges that apply are required by The Brick to be paid at the time of the Purchase. Monthly payments may be rounded to next whole dollar. See your Cardholder Agreement for more information including the fees and charges that apply.

Take 5 years to pay when you buy any Cindy Crawford Home sofa, loveseat, chair, sectional or recliner

60 Equal Monthly Payments with No Interest: Administration Fee is $149.95 (not applicable in Quebec). Minimum Purchase (excluding taxes) of $1000 is required. The minimum payment for this Promotional Offer (the Offer) is based on a special repayment factor of 1.667% of the amount of the Purchase for a 60 month Promotional Period. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer and will be required to be paid during the Promotional Period. No interest accrues during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the annual interest rate (“Preferred Rate”) of 24.9% (19.9% in Quebec) will then apply on the unpaid balance owing under this Offer at that time until it is paid in full.

Take 72 months to pay with no interest when you furnish your home for $1799

72 Equal Monthly Payments with No Interest: Administration Fee is $149.95 (not applicable in Quebec). Minimum Purchase (excluding taxes) of $1799 is required. The minimum payment for this Promotional Offer (the Offer) is based on a special repayment factor of 1.389% of the amount of the Purchase for a 72 month Promotional Period. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer and will be required to be paid during the Promotional Period. No interest accrues during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the annual interest rate (“Preferred Rate”) of 24.9% (19.9% in Quebec) will then apply on the unpaid balance owing under this Offer at that time until it is paid in full.

Do not pay for 3 months with no interest (excludes Quebec)

3 Months No Payment, No Interest: Administration Fee is $0.00. Minimum Purchase (excluding taxes) of $0 is required. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer (the Offer) and will not be required to be paid during the Promotional Period. No interest accrues and no payments are required towards the Purchase during the Promotional Period. If the balance of the Offer has not been paid in full by the Promotional Due Date, the Offer will end and will be automatically converted to an equal instalments financing plan: if the converted balance is less than $1000 by 12 equal monthly instalments; $1000 to less than $3000 by 24 equal monthly instalments; and $3000 or more by 36 equal monthly instalments. The Preferred Rate (24.9%) will then apply on any unpaid balance owing under the Offer at the time the Offer ended until it is paid in full. Any unpaid instalments after the Offer ended will have the Preferred Rate (24.9%) apply after the end of the Promotional Period until paid in full.

Do not pay for 18 months with no interest (excludes Quebec)

18 Months No Payment, No Interest: Administration Fee is $129.95. Minimum Purchase (excluding taxes) of $250 is required. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer (the Offer) and will not be required to be paid during the Promotional Period. No interest accrues and no payments are required towards the Purchase during the Promotional Period. If the balance of the Offer has not been paid in full by the Promotional Due Date, the Offer will end and will be automatically converted to an equal instalments financing plan: if the converted balance is less than $1000 by 12 equal monthly instalments; $1000 to less than $3000 by 24 equal monthly instalments; and $3000 or more by 36 equal monthly instalments. The Preferred Rate (24.9%) will then apply on any unpaid balance owing under the Offer at the time the Offer ended until it is paid in full. Any unpaid instalments after the Offer ended will have the Preferred Rate (24.9%) apply after the end of the Promotional Period until paid in full.

Take 12 months to pay with no interest

12 Equal Monthly Payments with No Interest: Administration Fee is $89.95 (not applicable in Quebec). Minimum Purchase (excluding taxes) of $250 is required. The minimum payment for this Promotional Offer (the Offer) is based on a special repayment factor of 8.333% of the amount of the Purchase for a 12 month Promotional Period. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer and will be required to be paid during the Promotional Period. No interest accrues during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the annual interest rate (“Preferred Rate”) of 24.9% (19.9% in Quebec) will then apply on the unpaid balance owing under this Offer at that time until it is paid in full.

Take 24 months to pay with no interest

24 Equal Monthly Payments with No Interest: Administration Fee is $149.95 (not applicable in Quebec). Minimum Purchase (excluding taxes) of $250 is required. The minimum payment for this Promotional Offer (the Offer) is based on a special repayment factor of 4.167% of the amount of the Purchase for a 24 month Promotional Period. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer and will be required to be paid during the Promotional Period. No interest accrues during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the annual interest rate (“Preferred Rate”) of 24.9% (19.9% in Quebec) will then apply on the unpaid balance owing under this Offer at that time until it is paid in full.

Take 36 months to pay with no interest

36 Equal Monthly Payments with No Interest: Administration Fee is $149.95 (not applicable in Quebec). Minimum Purchase (excluding taxes) of $799 is required. The minimum payment for this Promotional Offer (the Offer) is based on a special repayment factor of 2.778% of the amount of the Purchase for a 36 month Promotional Period. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer and will be required to be paid during the Promotional Period. No interest accrues during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the annual interest rate (“Preferred Rate”) of 24.9% (19.9% in Quebec) will then apply on the unpaid balance owing under this Offer at that time until it is paid in full.

Take 48 months to pay with no interest

48 Equal Monthly Payments with No Interest: Administration Fee is $149.95 (not applicable in Quebec). Minimum Purchase (excluding taxes) of $799 is required. The minimum payment for this Promotional Offer (the Offer) is based on a special repayment factor of 2.083% of the amount of the Purchase for a 48 month Promotional Period. Any fees or charges financed on your Account (including Administration Fee, if applicable) will form part of your Purchase under the Promotional Offer and will be required to be paid during the Promotional Period. No interest accrues during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the annual interest rate (“Preferred Rate”) of 24.9% (19.9% in Quebec) will then apply on the unpaid balance owing under this Offer at that time until it is paid in full.

For accounts established in Quebec, a $35.00 Annual Fee applies on the Primary Card. An Account Statement will be provided monthly and cover a billing period (statement period) of 28-33 days. A 21 day interest-free grace period applies from statement issue date. The balance may be paid at any time before the Promotional Period ends.

Quebec Use Only:

Average Daily Balance $500 $1,000 $2,000
Monthly credit charges based on the Preferred Rate of 19.9% $8.45 $16.90 $33.80
Monthly credit charges based on the Preferred Rate of 19.9% plus optional credit insurance (credit rate of 37.74% based on $1.39/$100 of coverage) plus sales tax $16.03 $32.05 $64.11
Annual Membership Fee (applies in Quebec Only) $35 (Primary Cardholder)
($0 Authorized User Card)